At Northwest Cardiology Associates, we try to simplify the preparation of your insurance claims.
Northwest Cardiology Associates participates in several plans, including:

  • Advocate Contracts – Tri County, Good Shepherd Advocate HMO
  • Aetna –HMO/PPO/POS
  • Blue Cross Blue Shield HMO, PPO, POS/Select
  • Beech Street PPO
  • Cigna HMO/PPO/POS
  • Core Source
  • First Health PPO
  • Health Link PPO, POS
  • Preferred Plan PPO
  • HFN
  • Humana HMO, PPO, POS
  • PHCS PPO
  • National Preferred PPO
  • Preferred Network PPO
  • United Health Care Choice Plus, Select, Select Plus, EPO, PPO
  • United Health Care POS
  • Medicare
  • Railroad Medicare
  • McHenry County Physicians Organization
  • Sherman Choice Contracts
  • Unified Physicians Network IPA

Please call our office to verify participation with any insurance provider that is not listed above. Some contracts require referrals from primary care physicians. Please provide us with your referral prior to your appointment. If you should have any other questions, please contact our Business Office at 224.238.4200 between 8:00a.m.-4:30p.m. Monday - Friday.

Payment Policy
The payment policy of Northwest Cardiology Associates is as follows:
All charges are expected to paid in full unless prior arrangements have been made.

Initial Office Visit: Initial office visit charges will be filed at your request, however you will be expected to pay your coinsurance and any deductible not met.

Uninsured Patients: You are required to pay $100.00 fee-for-service at the time of the visit which will be applied to your balance. Payments can be made in cash, check, or credit cards. We accept Visa, MasterCard, and Discover for your convenience.

Co-Pay: This cannot be billed. You will be expected to pay your insurance co-pay each time you see the doctor.

Follow-Up Visit: We will file your charges with insurance for you on follow-up visits, but you will also be expected to pay your co-insurance and any deductible not met.

Non-covered Charges: You will be responsible for all non-covered charges which are not payable by your insurance plan.

Questions: If you should have any questions, please call our Business Office at 224.238.4200 prior to your appointment or any tests that have been scheduled.



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